Policy Options

The Amherst Chamber of Commerce services both Small Groups and Sole Proprietors for health, dental and vision insurance.


Open enrollment occurs from October through December. This is the time to make sure that your health and dental plan benefits are aligned with your projected needs in the coming year.

If you experience insurance loss during the year, the Chamber’s in-house brokerage can assist you in finding new coverage.

The Amherst Chamber of Commerce offers business members a broad selection of plans and has three brokers on staff ready to assist you.


Businesses with Employees (Small Group):

Small Group insurance is available to business members and/or their employees who work at least 20 hours per week.

Please contact the Chamber at 716.632.6905 or email at healthinsurance@amherst.org for options available for companies with two or more eligible employees.


Sole Proprietors (Individual Market):

Sole Proprietor/Individual insurance is available to member businesses without employees.

Open enrollment for individual coverage begins November 1 and ends January 31, 2019.

  • For coverage effective January 1, the enrollment deadline is December 8.

BlueCross BlueShield 2019 (PDF)

Independent Health 2019 (PDF)


Dental Coverage:

Dental plans are available to both small group businesses and sole proprietorships.

  • For dental coverage effective January 1, enrollment deadline is December 8.

BlueCross BlueShield 2019 (PDF)

Dental Pay Plus 2019 (PDF)


Vision Coverage:

VSP Vision Care insurance reduces your costs for routine eye exams and prescription eyewear, and provides discounts on elective vision surgery such as LASIK. With VSP, you’ll receive services at rates well below walk-in prices, and you don’t even need an ID card — any VSP doctor can access your plan coverage. To see if your doctor is a participating VSP eye care provider, click here.